LastPass form fill and credit monitoring

[ShouldI]

I was looking to activate LastPass Credit Monitoring and found the following discrepancy.

In the LastPass form fill help section, the following is posted:

"Your data is encrypted locally on your computer with the key that only you know before it is sent to LastPass, so you can securely store your credit card, Social Security Number, phone number, and other sensitive data you wish to easily access."

So, if LastPass cannot read the SSN, how does LastPass do the credit monitoring? This means that LastPass is indeed able to read our details (eg: SSN). Should I be worried? Should I switch my Password manager?

[Lars]

Because you give it to them.
They are unable to read your stored data.

[jpenny84]

The terms and privacy statement can be accessed via the links below.

https://lastpass.com/creditmonitoring.php?cmd=showterms

https://lastpass.com/creditmonitoring.p ... howprivacy

[ShouldI]

Ok, I just saw the form fill (form). It has a check box to get free credit monitoring. I assume, enabling that sends our information in a readable manner? I didn't see that earlier and was confused. Thanks jpenny84